Overdraft Innovation: Small Loans for Financial Inclusion
Overdraft Innovation: Small Dollar Loans For Financial Inclusivity Did you know ~20-25% of the checking accounts overdrafts? The financial industry is witnessing a transformation..
Addressing the Surge in Check Fraud
As financial transactions undergo a transformative shift with the rise of emerging technologies, the assumption that traditional checks are declining has been challenged by a..
Eliminating AI biases in Fintech & Banking
Author: Donna Cichani In this paper we will cover factors contributing to AI biases, best practices when engineering fair and responsible models, and VALID’s own monitoring study..
Behavioral Analytics for Check Fraud Detection in Banking
While traditional methods like image analysis, account status, and consortium data have been utilized for detecting fraudulent activities, behavioral analytics is emerging as a..
Check Payments: Innovate the Present to Redefine the Future
Unleashing the Power of Checks in the Modern Era of Digital Payments The Growing Market of Non-cash Payments
Small Dollar Loan Innovation with Alternative Bank Data
Innovation of small dollar lending loans using alternative bank data powered by sophisticated machine learning models could be a game changer which can revolutionize the lending..