White Papers

Responsible AI in Financial Services: Why Governance is the Cornerstone of Trust
As Financial Technology (FinTech) continues to revolutionize how people and businesses manage their finances, the industry faces an escalating challenge: fraud. With the..

How to Become an AI-Powered Bank: A Roadmap for Financial Institutions
Artificial intelligence (AI) is revolutionizing the banking sector, reshaping customer experiences, streamlining operations, and enhancing risk management. As competition from..

Navigating Data Drift: Safeguarding Machine Learning Applications in the Banking Industry
At VALID, we take pride in providing consistent results for our clients and partners. Our machine learning models are a crucial component to generating those results. One of the..

Defending Trust: Innovations in First-Party Fraud Prevention
Did you know First-party fraud is a growing $100 billion problem?

Key Fraud Fintech Trends of 2024
Key Fraud Fintech Trends of 2024 Industry Insights and Prediction by VALID Systems In 2024, the fintech landscape witnessed a surge of opportunities propelled by advancements in..

Overdraft Innovation: Small Dollar Loans for Financial Inclusivity
Overdraft Innovation: Small Dollar Loans For Financial Inclusivity Did you know ~20-25% of the checking accounts overdrafts? The financial industry is witnessing a transformation..
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